Their salary. Before payday.
Your employees get the salary they have already earned, before payday — a flat fee, no interest, and your approval on every request.
- Flat fee — never a rate
- Paid straight to their bank
- Not a loan — no interest
A flat fee, never a rate. No interest. Your approval.
SAR 10–40
Flat fee — never a rate
0%
Interest, on everything
50%
Of accrued salary accessible by default
100%
Of requests need your approval
Pay they have already earned
A draw against accrued salary before payday — paid to their own bank account, settled from payroll, with no interest and no debt.
Pay they have already earned
A draw against accrued salary before payday — paid to their own bank account, settled from payroll, with no interest and no debt.
- Flat fee — never a rate
- No interest, no rolling balance
- Paid straight to their bank
What they need, for less
The things they need, priced below retail and spread over months — or trade in what they own and carry the value forward. Coming next, on the same approval.
- Below retail, not above it
- Trade-in value carried forward
- Same approval, one payroll line
Your earned salary, in four steps
From sign-in to your bank account — nothing moves without the company.
- 01
Sign in
With your national ID — joining is by company invite.
- 02
Check the balance
See the salary already earned this cycle, updated live.
- 03
Request an amount
Within the limits your company sets. A flat fee, never a rate.
- 04
Paid to your bank
Straight to your own account, settled from the next payroll.
The company stays in control
- Every request lands in your dashboard — you decide
- Set limits and caps per employee, as policy
- One settlement line on the next payroll run
- A full audit trail of who requested and who approved
One platform for earned salary
Liquid starts with earned salary — one approval, one payroll line. Buying and trade-in are next on the same platform.
- Approval is central — never optional
- Wage today; buying and trade-in next
- One settlement line on your existing payroll
- Sign in with your national ID
Straight answers
The questions companies ask first, answered plainly.
No. It's a draw against salary the employee has already earned. There's no interest and nothing to pay back — it settles from the next payroll run.
Straight to the employee's own bank account — never to a wallet we control.
Nothing. Employees pay a flat fee per draw (SAR 10–40); there is no cost and no liability to the company.
The company. Every request appears in your dashboard and nothing moves until you decide — that's the point.
By company invite only, then they sign in with their national ID.
Flexible Salary is live today. Below-retail buying and trade-in are next on the roadmap.
See it with your own numbers
Tell us about your company and payroll cycle, and we will walk you through the platform, the controls, and what setup looks like.